You must integrate the Payment Gateway with your eCommerce Store to increase conversions and sales. Your sales will decrease without a payment portal integration because your customers will be limited to paying via cash on delivery.
This is something that only some people prefer. Many customers would rather pay online with debit cards, credit cards, online wallets, or net banking than COD. This article will answer many of your questions, including: What are payment gateways? What they are, how Ecommerce Designers integrate them into your eCommerce site, and what criteria you should use when selecting a payment gateway.
Payment gateways are software applications that mediate between the online store and the payment processor. It can be explained in simple terms that as soon as the customer enters their payment details into the ecommerce website, the payment gateway will send the captured payment details to the payment processor with the highest level of security.
Payment gateways are responsible for the authorization and ensuring that entered data is sufficient to complete the payment.
The gateway encrypts all sensitive information it has to protect credit card details. This process ensures that the exchange of private and personal data between the customer and the merchant is secure.
Payment gateways are responsible for the magic behind the scenes when a website transaction is made. Payment gateways are the primary component that allows e-commerce to work.
They send the information about the payment details to the payment processor and then return the transaction details to the website.
Suppose you own an ecommerce platform and wish to accept online payments via credit/debit cards, net banking transfers, UPI transfers, electronic wallets, etc.
Payment gateways are used to connect product sales with customers.
As an owner of an online store, you can know only some of the workings of the payment gateway. Using a simple setup wizard, you can easily integrate your payment gateway with your online store.
It allows you to collect payments from customers after the setup is complete.
Here are a few steps to give you a better idea of how the payment gateway works:
They then proceed to the checkout, where they enter the payment information.
The details are then transmitted to the payment processor through a secure channel.
Consider the following factors when selecting a payment gateway:
Some payment gateways only allow the sale of physical products.
Stripe, a relatively young e-commerce gateway, has gained much popularity on the market. Stripe is the leading payment processing company in online businesses.
Stripe makes it easy to create a payment API. Stripe's user interface is only for some. Stripe's main advantage is that clients do not have to leave the site to complete the payment.
They can stay on the page. The API is a great way to customize workflows and give customers a better experience. Stripe works well with credit card processing systems.
Stripe supports 24 currencies in 31 countries, including Australia, Canada, the United Kingdom, and the USA.
Stripe charges 2.9% + $0.30 for each domestic transaction. GitHub, and Shopify are some brands that use this payment gateway.
Benefits Of Stripe Payment Gateway
Stripe Payment Gateway: Disadvantages
Braintree, founded in 2012, is currently the leading mobile payment gateway. Braintree's programming is unique, and the code can be inserted into an online merchant's e-commerce website.
Customers are offered a secure checkout experience, similar to PayPal. This encourages them to come back to the site.
Braintree is an excellent choice for businesses that want to improve their order management and process payments accurately.
Braintree charges a standard processing fee of 2.9% plus $0.30 for each transaction. Dropbox, Uber, and Yelp brands use Braintree as a payment gateway.
Braintree Payment Gateway: Advantages
Braintree Payment Gateway: Disadvantages
Also Read: Ecommerce UX Design Elements For A Flawless Experience in 2025
PayPal is a popular payment gateway. PayPal is used by millions of brands in nearly every country, and it is accepted globally.
PayPal is also the most secure and reliable payment gateway. PayPal is free for buyers, but some fees are associated with merchants who use PayPal to accept Visa payments. Payments made by Mastercard or credit cards are accepted without any problems.
PayPal does not charge setup fees, gateway fees, or monthly charges.
There are no monthly fees; the processing fee is 2.9% for each transaction. Disney, Adidas, and ASOS are the top brands using this payment gateway.
PayPal Payment Gateway: Advantages
PayPal Payment Gateway: Disadvantages
It's a UK-based payment gateway designed for consumers and businesses. Skrill is a platform that allows international transactions to be made easily.
Using its mobile app; you can pay for products and services regardless of location.
Skrill makes it easy to connect with any bank account worldwide while ensuring complete security for payment data.
Skrill does not charge for creating an account; a percentage is charged based on the transactions. Skrill charges a processing fee of 1.9%
Skrill Payment Gateway: Benefits
Skrill Payment Gateway: Disadvantages
You will also be charged a 3.99% currency conversion fee.
Google Pay is an excellent option for e-commerce stores in Western regions. Many people in Europe and the US use Google Wallet to store money.
Google Checkout is a payment option that's used by online shoppers. It is faster and more reliable than other payment gateways. Transaction fees are deficient compared to other payment gateways.
Google Checkout Payment Gateway: Advantages
Google Checkout Payment Gateway: Disadvantages
There are no other payment methods like UPI, net banking, etc.
Apple Pay is the most widely used contactless payment system. Apple Pay is simple to use and compatible with Apple devices.
It also makes secure purchases in stores, apps, and the internet. Money transfers can be made quickly. Payments can be made with all major cards, including American Express, Mastercard, Quick Pay, Suica, and Visa.
Apple Pay: Benefits
Apple Pay: Disadvantages
Apple Pay is also available on iPad 2 and higher versions.
Amazon Payment is a payment gateway that allows customers to receive a secure and straightforward payment service.
The service is available to merchants and consumers for online shopping to be more accessible. Amazon Payments uses the customer's data to complete check-ins and checkouts. Amazon Payments can be integrated into multiple languages and all currencies to assist international audiences.
Amazon Payments charges a 2.9% fee for domestic transactions. An additional $0.30 is charged per transaction. The international cost can range from 3.9% to around 3.9%.
Rothys Lootcrate and MVMT Watches are among the top brands using Amazon's payment gateway.
Amazon Payment Gateway: Advantages
Amazon Payment Gateway: Disadvantages
Authorize.Net, one of the most widely used payment gateways for e-commerce, is a popular choice. Since 1996, the payment gateway has been used by 4,00,000 businesses via electronic checks or credit cards.
The funds are transferred directly into the account of small and medium-sized companies, saving them a great deal of money and time.
The merchants can manage their accounts using their interface. Experts also suggest this is an excellent fit for Magento and e-commerce stores.
It's an all-in-one payment provider that charges a 2.9% processing fee on all transactions plus an extra $0.30 for each transaction.
Benefits Of Authorize.Net Payment Gateway
Advantages And Disadvantages Of Authorize.Net Payment Gateway
This payment gateway is designed to eliminate all the complications of working with payment providers. It provides a seamless and enhanced payment experience to its customers.
This payment gateway offers products and pricing tailored to the business's needs.
Alibaba's founder introduced Alipay to ensure the most secure payment processing. Alipay is an electronic wallet similar to Google Play or Amazon Pay with unique features.
Ecommerce developers are needed to make the above changes to your website. Let's find out what is an ecommerce developers and how to hire them
In 2025, more than 93% of global internet users will have purchased something online. While the biggest digital retail platforms are Amazon, eBay, or Craigslist - all popular - eCommerce platforms can benefit small businesses that want to promote their brand.
The benefits for SMEs include indirect positive network effects, global market access, and advanced analytics/AI.
For example, for market segmentation/targeting and impact analysis. Payment, shipping, logistics, etc.) and increased client trust (i.e., Review system, platform Insurance) and revenue.
For example, over 40% of SMEs in the USA need an online shop. In this survey, 25% of respondents stated they needed more technical knowledge and could not build the website themselves.
This is where best Ecommerce Designers are hired.
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You want to create a website but need more expertise in-house. It's time to hire web developers for eCommerce. If you build a site from scratch, you need to be familiar with different programming languages and technologies.
Otherwise, you may end up with the opposite results. Many eCommerce developers are available to hire who will manage your site from start to finish, saving you the hassle and extra work.
When you have a clear idea of your brand, the concept for the website or app, a list of features that the app should include, and a set of simple objectives, it is best to consult specialized help.
You might also be interested in the average rate of an app developer.
If you have an existing website that is working but would like to add new features, redesign it, or wrap up the code, or if you wish to move your site to a different platform, these are all signs you may need to hire an eCommerce developer.
It is not rational to rely on your abilities when you could turn to professionals. Acting blindly will only hurt your project, and you'll end up back at square one.
CODERS.DEV helps our clients to have a clear idea of the end product and scope of work. We hold regular meetings between our clients and developers to ensure we meet their needs.
We have solutions for a B2B platform, a B2C marketplace, or both.
You can get a full-time eCommerce web developer to do multiple tasks and meet your and your client's needs. You can hire an eCommerce web developer to provide various general services.
The more precise the interface is, the easier it will be for the user to get the desired result and take action.
UI (User Interface Design) includes the graphical elements of the interface, such as animations, illustrations, buttons, menus, sliders, photos, and fonts.
They use frameworks such as React.js, Angular, and Vue js.
It is the hidden logic behind a website.
Smartphones are a significant part of the evolution of eCommerce.
In the USA, retail platform orders are distributed as follows: 2 % of people purchase via tablet, 42 % via desktop, and 56 % via smartphone.
At this point, having a top-notch mobile app is crucial.
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To make your website popular with customers, you must have a wide range of technical skills. It is essential to hire a dedicated eCommerce developer instead of a software programmer since the responsibilities of an eCommerce developer are specific.
Here is a list of the technical skills a dedicated eCommerce developer should have:
Having prior experience in Shopify, BigCommerce Magento, Volusion Woocommerce, or other eCommerce platforms and tools is unnecessary.
A good developer must be fluent with all the tools in this sea of thousands. 3dCart is one of the most popular platforms used to create an online marketplace. Its platform has many advantages (including secure transactions and multiple payment gateways) and powers over 17,000 e-stores.
Logically, you need an experienced expert to help you use the platform.
Take Woocommerce, a WordPress plugin that allows you to create marketplaces. It is the most popular eCommerce solution, with over 5,000,000 installations worldwide.
Woocommerce can be an excellent tool for creating online platforms. But only if it is used correctly. Although Woocommerce is a user-friendly platform, it requires specialized skills and experience to customize the marketplace.
Finding someone who has mastered all the programming languages and tools mentioned above is nearly impossible, but only the best should be working on your platform.
We recommend hiring a team of developers to build your website, launch it and then have one or two eCommerce engineers support and update it.
Hiring a remote workforce can help you quickly expand your development team. The lack of talent is the number one concern for 63% of American senior executives.
It prevents them from keeping pace with the speed of change within the industry. You can avoid the problem by hiring remote eCommerce developers and accessing a global talent pool.
How to Hire eCommerce Development: By partnering with companies such as CODERS.DEV offers staff augmentation services and outsourcing, and the creation of an eCommerce platform is greatly facilitated.
The list of duties of an eCommerce developer will vary depending on the request. You should start from scratch or add an addition to an existing website.
What features are required to be included in the website? After the platform has been created, do you need active support? What level of customer engagement are you looking for?
eCommerce developers may be responsible for the following tasks to optimize your site:
Their expertise is used to research and suggest innovative techniques.
This can include integration with different payment gateways and enabling security for transactions.
It could also be a smooth cart function or other features specific to your marketplace.
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Hiring an experienced programmer can take time, regardless of whether you employ remote ecommerce programmers or stick with your locals.
You are hiring a new person who will, at first, not have mastered your business despite their expertise in creating eCommerce platforms.
Therefore, it is essential to define your goals and the functionality of your E-store. Decide on the platform's details.
Suppose you want to integrate your platform with a payment system, for example. In that case, the specialist should have experience in that area.
It will also prevent the situation where you hire an eCommerce specialist who is specialized in Shopify to create a WordPress website.
Please choose the platform that will power your website (pricing, security, checkout processes, integration with payment processors, accessibility, and many other factors that can influence this).
But even if this is impossible, the developer should still analyze your request to help you make the right choice.
Every penny counts. However, matching your needs with your abilities would be best. Consider the price when developing your eCommerce store.
It is possible to earn a lot of money by creating your online platform, but this requires a significant initial investment. Therefore, the budget should be decided in advance.
The IT market is increasing, so you have many eCommerce developers to choose from. If you want to cut costs even more, you can hire eCommerce developers remotely and create a global team.
Consider this: The average annual salary of an American eCommerce developer in the United States is around $104,249 (50/hour), while that of a German developer is around $89,519 (42/hour). Hiring developers in India is around $16,345 (roughly $7/hour).
Quality and price are not mutually exclusive. They must work together. In this case, the golden middle would be Ukraine, with an annual average salary of around $35,780 (17/hour) and a high-quality end product.
Hiring software developers in Ukraine is like getting the best of both.
What are top Ecommerce designers if they need to gain the hard skills that you require? When selecting candidates for an interview, make sure to check that the candidate's skills are aligned with your goals.
Check the programmer's portfolio to ensure they have experience building eCommerce platforms. Feel free to ask them to complete a technical challenge to see if they are up to the task. This will help you eliminate candidates that you do not want to hire.
Payment Gateway is the future of B2B E-Commerce. Payment Gateways play an essential role in creating a secure link between the website and the payment processor and encrypting the entire payment data.
We have listed popular payment gateways which offer quick, easy, fast and seamless transactions. With the different gateway options we've shared, you can easily decide which payment gateway is best for your ecommerce platform.
Coder.Dev is your one-stop solution for your all IT staff augmentation need.